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While the wild ride that was the ‘unicorn’ years of housing is behind us, today’s market is still competitive in many areas because the supply of homes for sale is still low. If you’re looking to buy a home this season, know that the peak frenzy of bidding wars is in the rearview mirror, but you may still come up against some multiple-offer scenarios.

Here are a few things to consider to help you put your best foot forward when making an offer on a home.

1. Lean on a Real Estate Professional

Rely on an agent who can support your goals and help you understand what’s happening in today’s housing market. Agents are experts in the local market and on the national trends too. They’ll use both of those areas of expertise to make sure you have all the information you need to move with confidence.

Plus, they know what’s worked for other buyers in your area and what sellers may be looking for in an offer. It may seem simple, but catering to what a seller needs can help your offer stand out. As an article from Forbes says:

“Getting to know a local realtor where you’re hoping to buy can also potentially give you a crucial edge in a tight housing market.”

2. Get Pre-Approved for a Home Loan

Having a clear budget in mind is especially important right now given the current affordability challenges. The best way to get a clear picture of what you can borrow is to work with a lender so you can get pre-approved for a home loan.

That’ll help you be more financially confident because you’ll have a better understanding of your numbers. It shows sellers you’re serious, too. And that can give you a competitive edge if you do get into a multiple-offer scenario.

3. Make a Fair Offer

It’s only natural to want the best deal you can get on a home. However, submitting an offer that’s too low does have some risks. You don’t want to make an offer that will be tossed out as soon as it’s received just to see if it sticks. As Realtor.com explains:

“. . . an offer price that’s significantly lower than the listing price, is often rejected by sellers who feel insulted . . . Most listing agents try to get their sellers to at least enter negotiations with buyers, to counteroffer with a number a little closer to the list price. However, if a seller is offended by a buyer or isn’t taking the buyer seriously, there’s not much you, or the real estate agent, can do.”

The expertise your agent brings to this part of the process will help you stay competitive and find a price that’s fair to you and the seller.

4. Trust Your Agent’s Expertise Throughout Negotiations

During the ‘unicorn’ years of housing, some buyers skipped home inspections or didn’t ask for concessions from the seller in order to submit the winning bid on a home. An article from Bankrate explains this isn’t happening as often today, and that’s good news:

“While the market has largely calmed down since then, sellers are still very much in the driver’s seat in this era of scarce housing inventory. It’s not as common for buyers to waive inspections anymore, but it does still happen. . . . It’s in the buyer’s best interest to have a home inspected . . . Inspections alert you to existing or potential problems with the home, giving you not just an early heads up but also a useful negotiating tactic.”

Fortunately, today’s market is different, and you may have more negotiating power than before. When putting together an offer, your trusted real estate advisor will help you think through what levers to pull and which ones you may not want to compromise on.

Bottom Line

When you buy a home this summer, be sure to work with a real estate advisor to make your best offer. Let's make your homeownership dream a reality!

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Welcome to Capricorn Season! This time of year is known for putting in hard work, achieving and making plans for the up coming year.

Capricorn's most well-known traits are ambition, persistence, practicality and discipline. Let’s use this energy to kick off 2023 with a clean slate ready for achievement! A great way to set the stage is to spruce up your Home Office space. Keep reading for a list of decor tips to set you up for success.

1. Invest in a Great Chair

The chair you sit in all day can have the biggest impact on your productivity. Choosing something ergonomic or at least comfy will help motivate you to stay in the zone. Don’t be afraid to poach your chair of choice from another room in your house if you need to!

2. Paint the Walls a Color you Love

Forget "office beige": You need a color that gets your work motor humming. For some people, that's a bright, cheery color like orange or lime green. Others need a calming shade like botanical green or sea foam blue to perform.

3. Add Some Plants

According to a global study, workspaces that incorporate natural elements have a 15% higher well-being score and a 6% higher productivity than offices that don't include natural elements. Adding greenery to your workspace helps restore our attention and focus. It also brightens things up!

4. Set the Mood with Scents

Did you know that certain scents can positively affect the outcome of your work day? Peppermint and eucalyptus can increase concentration, citrus scents can increase energy, lavender can decrease stress, and more. Burn your favorite candle, spray some air freshener, or diffuse an essential oil to set the mood in your workspace each day.

5. Let there be Light

Good lighting is important for both your productivity and your mental health. Don’t be afraid to move some lamps around in your house to prioritize good lighting in your work space or office, or to turn your desk to face a window to allow natural light to reach you throughout the day. The key to good lighting is layering — a mix of natural light, a warm light source that illuminates the whole room, and a light that directly illuminates your desk.

6. Music

Don’t play your music out of your smartphone or laptop speakers — If you have a smart speaker or stereo system, move it into your office! It’ll upgrade the way you listen to your work playlist and help set a productive tone for your day.

7. Clean Up & Organize

Hang floating shelves on the walls to get papers and office equipment off the desk, and use vertical file folders on the desk to keep important papers within arm's reach. Are you a stacker or a filer? If you tend to make piles, get a nice basket to tame your mail, notes and papers. If you prefer a clean desktop, designate one drawer for your "to-do" papers. Wooden or metal cube storage is a fun alternative to bookshelves, since each space can be used for books, knickknacks or baskets of odds-and-ends. A trendy file cabinet and bins can also do the trick!

8. Access to Outlets

One of the office luxuries we often take for granted is access to plentiful outlets. If your home office is lacking outlets, steal a power strip from behind your living room couch or order one online. No need to stress yourself out with a dying laptop during a video call.

credit:

https://www.royalbuildingproducts.com

https://www.hgtv.com

32:Tfba,

Cleansing Your Home With Sage

Congratulations! Now that you’ve recently purchased a home or just moved into your new rental, you might be wondering “How do I cleanse my new space from old energies and bring harmony into my life?” Look no further! I will explain the easiest way to quickly refresh the energies inside your home, specifically using Sage.

Sage has been known to have powerful antimicrobial and antibacterial qualities. It can also improve mood as well as cognition and can even serve as an insect repellent. On a spiritual level, burning sage wards off negativity and toxicity. It clears the slate for more positivity to enter your space.

Steps for Cleansing Your New Home with Sage-

Prepare Your Materials – It is best to create a sense of ceremony when cleansing a new home. Gather your materials – sage, something to light it with, and a heat-proof burning surface like an Abalone Shell or a pan.

Open All Doors and Windows – Before you light your sage, open all doors and windows so the unwanted energy you’re trying to clear has somewhere to go. This is also to keep the smoke from settling in your home.

Light Your Sage – When you’re ready to light your sage, hold your smudge stick at approximately a 45-degree angle. Light your sage, allowing it to burn for about 30 seconds before gently blowing out the flame so it smolders.

Bless Yourself First – This step is key in order to cleanse the home properly. Your aura will need to be cleansed and balanced before doing any kind of spiritual work. Once your smudge stick is smoldering, direct the smoke waves around your body, beginning with your head and working down towards your feet. Breathe deeply while doing this, focusing on cleansing your body of negative energy.

Bless Your Home – You are now ready to begin cleansing your new home. Begin at your front door and move clockwise around your house. Gently wave your smoking smudge stick in the air, focusing additional time on corners. Take care to smudge the interior of your closets and often forgotten spaces like garages and laundry rooms. You want to get smoke into every corner of your house. As you sage, you may wish to say a blessing such as, “I clear away any and all negative and low vibrational energies inside my home. I call in love, happiness and abundance. May this home continue to be filled with beautiful memories and joyful experiences."

Gently Extinguish Your Sage – Returning to where you began and gently put out your smudge stick, either by letting it smolder out or by applying pressure to the tip. Give thanks and gratitude for the gift of your new home and the blessings in your life.

I am dedicated to helping my clients find the home of their dreams while encompassing all that is holistic during their journey. Let me know how I can help you! If you'd like to set up a more thorough space cleansing/blessing I invite you to e-mail me at denizsellsflorida@gmail.com or fill out the Contact Form on this page.

Deniz Kilic

Holistic Realtor | Astrologer | Space Clearings | House Blessings

40 SW 13TH ST., STE 101, Miami, FL 33130

Direct: (917) 703-7777

denizsellsflorida@gmail.com

www.denizsellsflorida.com

33:T13e5,

Over the last two years, the rate of home prices appreciated at a dramatic pace. While that led to incredible equity gains for homeowners, it’s also caused some buyers to wonder if home prices will fall. It’s important to know the housing market isn’t a bubble about to burst, and home price growth is supported by strong market fundamentals.

To understand why price declines are unlikely, it’s important to explore what caused home prices to rise so much recently, and where experts say home prices are headed. Here’s what you need to know.

Home Prices Rose Significantly in Recent Years

The graph below uses the latest data from CoreLogic to illustrate the rise in home prices over the past year and a half. The gray bars represent the dramatic increase in the rate of home price appreciation in 2021. The blue bars show home prices are still rising in 2022, but not as quickly:

You might be asking: why did home prices climb so much last year? It’s because there were more buyers than there were homes for sale. That imbalance put upward pressure on home prices because demand was extremely high, and supply was record low.

Where Experts Say Prices Will Go from Here

While housing inventory is increasing and buyer demand is softening today, there’s still a shortage of homes available for sale. That’s why the market is seeing ongoing price appreciation. Mark Fleming, Chief Economist at First American, explains it like this:

“. . .we’re still well below normal levels of inventory and that’s why even with the pullback in demand, we still see house prices appreciating. While there is more inventory, it’s still not enough.”

As a result, experts are projecting a more moderate rate of home price appreciation this year, which means home prices will continue rising, but at a slower pace. That doesn’t mean prices are going to fall. As Selma Hepp, Deputy Chief Economist at CoreLogic, says:

“The current home price growth rate is unsustainable, and higher mortgage rates coupled with more inventory will lead to slower home price growth but unlikely declines in home prices.”

In other words, even with higher mortgage rates, moderating buyer demand, and more homes for sale, experts say home price appreciation will slow, but prices won’t decline.

If you’re planning to buy a home, that means you shouldn’t wait for home prices to drop to make your purchase. Instead, buying today means you can get ahead of future price increases, and benefit from the rise in prices in the form of home equity.

Bottom Line

Home prices skyrocketed in recent years because there was more demand than supply. As the market shifts, experts aren’t forecasting a drop in prices, just a slowdown in the rate of price growth. To understand what’s happening with home prices in your area, connect with a local real estate professional today.

Via: Keepingcurrentmatters

Deniz Kilic

Holistic Realtor | Astrologer | Space Clearings | House Blessings

40 SW 13TH ST., STE 101, Miami, FL 33130

Direct: (917) 703-7777

denizsellsflorida@gmail.com

www.denizsellsflorida.com

34:T150f,

Whether you’re a potential homebuyer, seller, or both, you probably want to know: will home prices fall this year? Let’s break down what’s happening with home prices, where experts say they’re headed, and why this matters for your homeownership goals.

Last Year’s Rapid Home Price Growth Wasn’t the Norm

In 2021, home prices appreciated quickly. One reason why is that record-low mortgage rates motivated more buyers to enter the market. As a result, there were more people looking to make a purchase than there were homes available for sale. That led to competitive bidding wars which drove prices up. CoreLogic helps explain how unusual last year’s appreciation was:

“Price appreciation averaged 15% for the full year of 2021, up from the 2020 full year average of 6%.”

In other words, the pace of appreciation in 2021 far surpassed the 6% the market saw in 2020. And even that appreciation was greater than the pre-pandemic norm which was typically around 3.8%. This goes to show, 2021 was an anomaly in the housing market spurred by more buyers than homes for sale.

Home Price Appreciation Moderates Today

This year, home price appreciation is slowing (or decelerating) from the feverish pace the market saw over the past two years. According to the latest forecasts, experts say on average, nationwide, prices will still appreciate by roughly 10% in 2022 (see graph below):

Why do all of these experts agree prices will continue to rise? It’s simple. Even though housing supply is growing today, it’s still low overall thanks to several factors, including a long period of underbuilding homes. And experts say that’s going to help keep upward pressure on home prices this year. Additionally, since mortgage rates are higher this year than they were last year, buyer demand has slowed.

As the market undergoes this change, it’s true price appreciation this year won’t match the feverish pace in 2021. But the rapid appreciation the market saw last year wasn’t sustainable anyway.

What Does That Mean for You?

Today, the market is beginning to move back toward pre-pandemic levels. But even the forecast for 10% home price growth in 2022 is well beyond the 3.8% that’s more typical for a normal market.

So, despite what you may have heard, experts say home prices won’t fall in most markets. They’ll just appreciate more moderately.

If you’re worried the house you’re trying to sell or the home you want to buy will decrease in value, you should know experts aren’t calling for depreciation in most markets, just deceleration. That means your home should still grow in value, just not as fast as it did last year.

Bottom Line

If you’re thinking of making a move, you shouldn’t wait for prices to fall. Experts say nationally, prices will continue to appreciate this year, just at a more moderate pace. When you’re ready to begin the process of buying or selling, partner with a real estate professional so you have a local market expert on your side each step of the way.

Via: Keepingcurrentmatters

Deniz Kilic

Holistic Realtor | Astrologer | Space Clearings | House Blessings

40 SW 13TH ST., STE 101, Miami, FL 33130

Direct: (917) 703-7777

denizsellsflorida@gmail.com

www.denizsellsflorida.com

35:Tffe,

If you haven’t already heard, homebuyers are regaining some negotiating power in today’s market. And while that doesn’t make this a buyer’s market, it does mean buyers may be able to ask for a little more. So, sellers need to be ready for that possibility and know what they’re willing to negotiate.

Whether you’re looking to buy or sell a house, here’s a quick rundown of potential negotiations that may pop up during your transaction. That way, you’re prepared no matter which side of the deal you’re on.

What Can You Negotiate?

Most things in a home purchase are on the negotiation table. Here’s a list of just a few of those options, according to Kiplinger and LendingTree:

Sale Price: The most obvious is the price of the home. And that lever is being pulled more often today. Buyers don’t want to overpay when affordability is already so tight. And sellers who aren’t realistic about their asking price may have to consider adjusting their price.
Home Repairs: Based on the inspection, a buyer is within their rights to ask the seller to make reasonable repairs. If the seller doesn’t want to do that, they could offer to reduce the home price or cover some closing costs, so the buyer has the money to take them on themselves.
Fixtures: Buyers can also ask for appliances or furniture to convey when the house changes hands. Having the seller throw in the washer and dryer cuts down on expenses the buyer would have when moving in. As the seller, you could leave your existing ones behind to sweeten the deal for your buyer, and get yourself new ones for your next place.
Closing Costs: Closing costs typically run about 2-5% of the home’s purchase price. Buyers can ask the seller to pay for some or all of these expenses to offset the cash the buyer has to bring to the table.
Home Warranties: Buyers can also ask the seller to pay for a home warranty. This is great for buyers worried about the maintenance costs that may pop up after taking possession of the home. And since this concession usually isn’t terribly expensive for the seller, it can be a good option for both parties.
Closing Date: Buyers can ask for a faster or extended closing window based on their own timetable. The seller can also advocate for what they need based on their move to find the right compromise.

One thing is true whether you’re a buyer or a seller, and that’s how much your agent can help you throughout the process. Your agent is your go-to for any back-and-forth. They’ll handle the conversations and advocate for your best interests along the way. As Bankrate says:

“Agents have expert negotiating skills. Without one, you must negotiate the terms of the contract on your own.”

They may also be able to uncover what the buyer or seller is looking for in their discussions with the other agent. And that insight can be really valuable at the negotiation table.

Bottom Line

Buyers are regaining a bit of negotiation power in today’s market. Buyers, knowing what levers you can pull will help you feel confident and empowered going into your purchase. Sellers, having a heads up of what they may ask for gives you the chance to think through what you’ll be willing to offer.

Want to chat more about what to expect and the options you have? Connect with a local real estate agent.

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